How was your Christmas this year? Did you have a budget and stick to it or was it a financial disaster?
Now is the time to start planning for Christmas next year. Take advantage of the after Christmas sales and get a head start on next year. I have already purchased Christmas sprinkles on clearance 75% off, some extra Christmas lights 50% off and even some craft supplies for making Christmas gifts next year at 90% off! I also made a list of people I need gifts for next year and I try to buy 1-2 gifts a month starting in January. This helps spread the cost of Christmas over the entire year instead of one month and I am able to purchase gifts with coupons, on sale and on clearance.
Go here for more ideas on planning for Christmas next year.
Have you started planning for Christmas next year?
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